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Competitive Rates

Easy Process

Fast 14 Day Closings

Limited Docs

Competitive Rates

Purchase, Flip, or Cash Out

Competitive Rates

Easy Process

Fast 14 Day Closings

Limited Documentation

Competitive Rates

Purchase, Flip, or Cash Out

Top Direct Investor Lender Pick for 2024

DSCR Purchase and Cash Out Options
Short / Long Term Rentals & Fix and Flips
Exclusive Financing Programs for Investors
Same Day Income & Credit Approval
No Tax Returns Required!

DSCR Purchase and Cash Out Options
Short / Long Term Rentals & Fix and Flips
Exclusive Financing Programs for Investors
Same Day Income & Credit Approval
No Tax Returns Required!

testimonials

What Other Investors Are Saying

"Squirrel Funding has been an incredible partner in my real estate investment journey. Their expertise, efficiency, and personal approach make every transaction seamless. They are not just great lenders—they’re strategic allies who truly care about my success. I couldn’t imagine working with anyone else!"

Brian M.

Florida Investor

"I’ve worked with Nick and Chris at Squirrel Funding on multiple deals, and I can confidently say they’re the best in the business. Their deep understanding of DSCR loans and commitment to fast, smooth closings have made them a cornerstone of my investment strategy. I look forward to growing my portfolio with them for years to come!"

Jessica P.

New Jersey Investor

"Squirrel Funding has been a game-changer for my real estate investment strategy. Their team have consistently delivered exceptional service, unbeatable rates, and fast closings. I’ve closed on three properties and am on track to double my portfolio this year. I recommend them to every investor I know!"

Mark L.

California Investor

STILL NOT SURE?

Frequently Asked Questions

What are DSCR Investor loans?

DSCR loans, or Debt Service Coverage Ratio loans, are designed for real estate investors who may not meet traditional income documentation requirements. These loans allow borrowers to qualify based on the cash flow generated by the property rather than personal income. DSCR lenders typically do not require tax returns or W-2s. Instead, they focus on the rental income and expenses of the investment property, making them ideal for self-employed individuals, 1099 contractors, real estate investors, retirees, and foreign nationals.

Who is Eligible for a DSCR Loan Approval?

Self-Employed Individuals

1099 Independent Contractors

Business Owners

W-2 Employees with other income sources

Real Estate Investors

Retired Borrowers

Foreign Nationals

Borrowers with significant liquid assets

What are the Advantages of a DSCR Loan?

DSCR loans are specifically designed for real estate investors, offering flexible and practical financing options. These loans focus on the income generated by the property rather than the borrower's personal income, providing significant benefits for a variety of borrowers.

Low Documentation Requirements

DSCR loans do not require tax returns or W-2s, making them ideal for self-employed individuals, 1099 contractors, business owners, and investors with alternative income sources.

Investor-Friendly Terms

These loans are tailored for real estate investors, including those purchasing or refinancing investment properties, short term rentals, long term rentals, and commercial properties. The focus on property cash flow rather than personal income simplifies the approval process.

Access to Financing for a Wide Range of Borrowers

DSCR loans open the door to financing for many individuals who might struggle with traditional mortgage qualifications, such as foreign nationals, retirees, and those with significant liquid assets.

Less Credit Score Limitations

DSCR loans can be accessible to borrowers with a range of credit scores, emphasizing the property’s financial performance over the borrower’s credit history.